Threat Of Yet Another Florida Hurricane Means More Insurance Agents Will Be Needed

Insurance Schools Inc. reviewsAs if Florida hasn’t endured enough in 2017, the state is keeping a watchful eye on yet another storm in the Atlantic Ocean that’s possibly churning itself toward landfall. According to an Oct. 9, 2017 article from the Miami Herald, Tropical Storm Ophelia is expected to be upgraded to hurricane status later in the week. Per the Herald, this storm could be the 10th consecutive one to obtain “hurricane” status and would tie a record set in the 1800s. Moreover,  Florida has already been battered by five hurricanes in 2017 – three of them being ranked as category 5. Meteorologists told the newspaper that warm ocean temperatures plus the fact that many of the storms that struck Florida managed to avoid other major land masses on their way toward the Sunshine State haven’t helped. The Herald notes that Hurricane Harvey, which devastated Texas in late August, was the country’s first “major” hurricane in more than a decade. Hurricane Irma, which followed not long after Irma, was an unwelcome guest to all Floridians, with damages climbing into the billions.

In fact, the Herald previously reported that it could take decades before an exact figure can be placed next to the damage done. Presently, an information company predicted the bill to fall anywhere between $42 billion and $65 billion. Wind alone was said to have caused some $19.4 billion dollars in damages, according to Florida International University, and FEMA’s flood insurance program has pegged flood damages between $5 billion and $8 billion.

While these are insurmountable amounts to the average homeowner, Insurance Schools Inc. reviews show that those who take the path toward becoming a public adjuster serve a valuable role in the wake of such devastation. That’s because public adjusters, no matter which state they are licensed by, help homeowners out by surveying the destruction and submitting claims to insurance companies. In Florida, the basic requirements for becoming a public adjuster is to be at least 18 years old, a resident of Florida and either have completed an apprenticeship, hold an adjuster license and file for a $50,000 surety bond. These may look like lofty goals for some, but one look at Insurance Schools Inc. reviews will show that this company takes many steps to prepare students for everything they’ll need to know when preparing for the state exam. What’s more, online course work has been updated as of Jan. 1, 2017 to reflect the needs of new outlines.

While the effects of Tropical Storm Ophelia remains to be seen, the damages done by Irma are all around and Floridians need to reminder of what a hurricane can do their lives. By reading Insurance Schools Inc. reviews, you’ll learn that becoming a public adjuster or insurance agent of any kind is a role welcomed by those in distress.

Insurance Adjusters Will Be In High Demand In Wake Of Hurricane Harvey

When disaster strikes, many turn their attention to life and limb before lamp and living room. This is certainly the appropriate response for those who want to ensure their livelihood over worldly possessions. However, the focus will again be placed on household damages after the effects of the natural disaster have dissipated. That’s certainly  the case unfolding in Houston, Texas and across regions of Louisiana as Hurricane Harvey – which was eventually downgraded to a tropical storm — has done tens of billions of dollars in damages. According to a CNN report, a risk modeling company pegged estimated damages in excess of $2.3 billion. That’s down from a $40 billion figure made earlier by an analytics firm.

When it comes down to the nitty-gritty of deciding the dollar amount attached to the damage done, homeowners are going to hope to find a skilled insurance professional and public adjuster. For those who’d like to be the boots on the ground in the wake of disasters and find a career in this field, there are many prerequisite steps you’ll have to take before being able to accurately gauge the cash value of a natural disaster. In the case of Texas, there are online courses you can take to become an adjuster or property and casualty adjuster. Those researching the steps to take to become certified as an adjuster with an insurance company will likely want to research positive Insurance Schools Inc. reviews. That’s because this company, which offers highly specific insurance agent training courses that vary by state, makes it possible to complete training classes online before taking exams to earn your certification. A six-month-long course subscription will give you access to a virtual classroom, textbook and state law digest, practice exam with more than 3,000 questions and a final exam that’s similar to the state’s. Given such a comprehensive approach, it’s easy to see why those who’ve completed these programs have such positive Insurance Schools Inc. reviews.

While Texas isn’t out of the woods yet in regards to the tropical storm that’s left 30 people dead as of Aug. 30, 2017, it will soon be left to property and casualty adjusters to sift through dwelling, auto and property damage. It’s also important to note that Texas will see a change in their insurance claims process as of Sept. 1, 2017. The move, according to recent media reports, is to cut down on excessive claims. These issues and more are always addressed by courses from Insurance Schools Inc., leading to positive reviews.

Online Insurance Agent Exam Prep A Proven Way To Find Employment At Local Agency

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By definition, an “agent” is someone who represents a group and works on their behalf. Agents come in many forms (James Bond, for example, was a fictional secret agent working on behalf of the British Secret Service) but those in the insurance industry are the ones we’re more likely to encounter. That’s because insurance agents work in many fields we deal with on a regular basis — from life, accident and health to property, damage and casualty insurance. It’s important to have coverage for such issues to prevent yourself from having to shell out additional money during times of distress. However, many readers may naturally wonder how they themselves can become insurance agents. If you’ve never taken the time to consider how the person selling you insurance took on that role, continue reading for a refresher course in insurance training.

For starters, industry experts would recommend that prospective insurance agents have at least a high school diploma, but a college degree and completion of a business or management major is often preferred. The reason for preference of the latter set of skills is that the person will have a better knowledge of marketing programs and finance. The only objective that those who wish to become insurance agents must accomplish is passing a training course during the pre-licensing period. For those prepared to take this step, Insurance Schools Inc. reviews will show you that taking such courses online is quick, convenient and still offers a well-rounded prep period before the state’s exam.

Depending on which state you plan to work in, it’s suggested that you see what the individual requirements are there before you can become a licensed insurance agent. By reading up on Insurance Schools Inc. reviews, you’ll see that there are a number of general guidelines that apply to most states. They include being at least 18 years old and living in the state where you’d like to work as insurance agent and not be a convicted felon.

For those who decide to take state exam prep courses, you’ll be better positioned to pass the state exam and start looking for a job with a local insurance company. According to the U.S. Bureau of Labor Statistic, openings for insurance sales agents is expected to grow by approximately 10 percent by 2020. Insurance Schools Inc. reviews will show you that starting your path toward selling insurance or making appraisals of damages in an online classroom setting is one of the best ways to eventually get your foot in the door of an agency.